Nicola #24 You are quite wrong in saying that bridge cameras are not made to do what you want to do as I have explained a couple of times in this thread from a decade or so using bridge cameras ... even my Nikon 5700 which came out around 2002 or so is still capable today of meeting your needs. The only thing it lacks in comparison to today's camera is Image Stabilisation My little beetle was taken in 2003, insert shows the full frame
But I applaud your choice of MFT but when I added it to my stable immediately I noticed the lack of depth of field after using a bridge camera and its long focal length lens and with the kit lens you will not get the tight framing that a bridge would give you. However you can crop to achieve without the need for a macro lens and likely a short extension tube the 10mm would be all you need for big close-ups. The trouble is that taking a lens off to insert the tube means openning the camera and sensor to dust ... which is why I have the 14 -140 zoom which is beyond your budget. I have an interchangable lens camera but I try to avoid changing lenses on principle. It is there for the odd occasion when I NEED to change lens not as a frequent option.
So I think you are on the right track for the wrong reasons
edit ...You should find that the on-board flash will do all you and your inexperienced folk need so forget about an external flash, mine rarely get used ... but one tip I suggest you adjust the flash strength to minus one stop.
The other accessory for the Pen is a Slik Mini-tripod so that in low light situations people can use a long exposure with ambient light as I mostly do, and train them to use the 10 or is it 12 second delay with Olympus and to not touch the camera after pressing the trigger.